RMS Hospitality Group

Insurance Agency in Garden City
100 Ring Road W 202, Garden City, NYOpening at 8:00 AMOpen today until 6:00 PMOpening at 8:00 AM tomorrowOpening at 8:00 AM on MondaySorry, we're closed
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Updates

Posted on Jan 14, 2019

Opening a comedy club is similar to opening any kind of nightclub or bar. There are a few key differences, yes, but you can use the similar atmosphere to lay the groundwork to bring your passion of comedy to life. If run properly, comedy clubs can be an efficient and popular business where locals...

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Posted on Dec 27, 2018

Traditionally, Thanksgiving dinner is celebrated around a dinner table at a family member’s home. But in recent years, families have been creating their own tradition by coming together for their annual Thanksgiving meal at a restaurant or by ordering carry-out. In fact, according to the National...

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Posted on Dec 20, 2018

Bar fights may only last for a moment, but the fallout from them and all they can affect can be extensive. Brawls at bars and nightclubs can carry legal ramifications, but where does the fault rest? Is it the drunk and disorderly patrons who exchanged punches and kicks? Or is it on the shoulders ...

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Posted on Dec 13, 2018

According to the U.S. Centers for Disease Control and Prevention, more than 48 million Americans fall ill due to foodborne illness claims. Undercooked or raw food can lead to sickness for patrons of restaurants and cafes, which can lead to possible legal issues. While most cases of food-related i...

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Posted on Dec 6, 2018

Foodborne illness claims are a constant issue for those in the food and hospitality industry. Every restaurant, cafe, coffee shops, etc. at some point faces the threat of being hit with a foodborne illness claim. From e-coli breakouts in lettuce shipments to favorite burrito shops having to warn ...

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Posted on Nov 28, 2018

Regardless of industry, regardless of size, all companies and businesses can benefit from having their general liability policy in check to make sure their integrity, business and future are secure. Whether it’s a restaurant, night club, bar or coffee shop, hospitality industry business owners ar...

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Posted on Nov 21, 2018

Franchise restaurants, especially fast-food spots, are constantly on the go. A big key to business is to provide service efficiently, but to not sacrifice quality. If this happens, this could lead to disgruntled patrons and possible legal issues surrounding health concerns. What’s more, franchise...

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Posted on Nov 14, 2018

Having a strong marketing message is vital to franchises looking to strengthen their customer base while enticing new customers to buy into what they’re selling. However, some false steps in a plan could completely derail your potential and goals of reaching new customers and clientele. Before an...

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Posted on Nov 7, 2018

Owning a franchise operation always sounds like a great investment for businesspeople looking to expand their franchise footprint. Franchises initially present a great opportunity with a baked-in concept, business plan and marketing operation already in place. But before business owners take on t...

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Services

Specialty Programs

  • Nightclubs

    When you are looking for liability insurance for your nightclub clients, not only do you want a solid product from a reliable carrier for this industry, you want an MGA that will collaborate with you to get submissions on target the first time.RMS Hospitality Group offers superior liability program insurance for nightclubs and other hospitality venues along with risk mitigation and claims services, including investigation assistance to weed out fraudulent claims.
  • Adult Nightclubs

    Adult nightclubs, sometimes called exotic clubs or gentlemen’s clubs, run the gamut from expensive venues with cover charges and valet parking to neighborhood bars with side entertainment. Depending on clientele, location, operating hours, security operations and other factors of each particular club, exposures to liability claims differ. You need an underwriter who is familiar with the wide range of club styles and hazards in this industry so your client can be placed quickly in a fairly priced hospitality insurance program.
  • Live Music Venue

    Live music clubs and other venues are rife with hazards not immediately perceptible to the average insurance agent. That’s why working with a specialist in the hospitality program insurance niche can save your clients more than just money – it can save them from financially disabling losses.RMS Hospitality Group offers superior liability program insurance for live music halls and clubs as well as other hospitality venues. We couple our products with risk mitigation and claims services, including investigation assistance to identify and shut down fraudulent claims. We provide commercial liability insurance for clubs with live music, dance floors, bars, food service, valet parking and all sorts of entertainment.
  • Lounges

    Getting away from the rat race or sealing a deal over drinks—tens of millions of people have taken a break from the fast pace of the workday or made an opportunity to meet new friends in American lounges. To create and sustain that relaxed atmosphere, your clients rely on solid insurance protection that doesn’t waste a lot of time or money on irrelevant coverages that just drive up price.RMS Hospitality Group provides excellent, targeted, specific program insurance designed for lounges. Our experts have years of experience in the hospitality industry, so your clients can trust that their account is being handled by pros who know this sector’s needs as well as its oddities. A commercial liability program insurance policy from RMS HG goes beyond the provisions of a standard business liability policy, offering coverage for lounges with light live music entertainment, cigar bars, hookah, and light food fare.
  • Sports Bar

    While fans get together to watch their favorite sports on wide-screen TVs and throw back a few drinks, bar owners and managers can enjoy the camaraderie instead of worrying about liability insurance claims. They can, that is, if they are carrying the right kind of business liability insurance.Yes, the rivalries can get heated and some of the calls could make anyone flip out, but with an RMS Hospitality Group insurance program for sports bars, policyholders get the double benefit of an excellent commercial liability insurance policy along with risk management and claims services, which include legal assistance when a claim is filed. We even offer an investigation service to help reveal false or unmerited claims.
  • Pubs and Taverns

    Whether it’s on the urban city block or the small-town main drag, the country’s pubs and taverns still serve as the nation’s after-work watering holes, building community and relationships. From a post-ballgame celebration to karaoke night, these gathering places welcome neighbors and strangers alike for food and relaxation.But how can pub and tavern owners and managers keep their hospitality face-forward while liability hazards loom over their shoulders at all times?The answer is a solid commercial liability insurance program like those offered by RMS Hospitality Group. Our program insurance for pubs and taverns addresses the standard liability concerns confronting this niche restaurant business. We additionally offer value-added services on risk management and claims to make prevention and recovery easier.
  • Franchise Select

    Franchise food is the fastest-growing segment of the restaurant industry, and dominates the rankings among the majority of new franchisors being formed in the fast-casual camp. RMS is poised to assist you in expanding your footprint in this space, excelling in delivering competitive and comprehensive insurance programs to the four primary categories of franchise food sector through our Franchise Select program: Family Style and Casual Dining, Fast Food, Quick Service Restaurants, and Restaurants with Liquor.

Coverages

  • General Liability

    Tired of hunting for an underwriter who understands your clientele and can process your application quickly and competently? Look no further.RMS Hospitality Group specializes in the hospitality niche, offering responsive service, speedy turnaround and intelligent submissions. We spend the time to help you understand what information we need to get a fully completed application, and we work with you on special situations to get the best placement for your clients.
  • Products Completed Operations

    They’ve been fed and served well, but hours or a day later a patron has a reaction to something they consumed at your client’s establishment. Depending on the event, a costly claim for food poisoning or any number of other completed operations could occur. If your hospitality program insurance hasn’t been designed comprehensively, your client could have a painful coverage gap.
  • Liquor Liability

    Alcohol-related lawsuits typically are associated with serious injury or death. These can be very difficult cases, and jurors are often susceptible to subconscious emotional responses to alcohol-related accidents, especially those involving drunk driving.Public awareness over drinking and driving has not translated into a large decline in incidents, and claims against businesses that serve alcohol haven’t decreased meaningfully since the initiation of anti-drunk driving campaigns. Victims or their survivors tend to look to the establishment that served the alcohol for answers or compensation when a loss occurs. A hospitality insurance program from RMS Hospitality Group can help protect restaurants, bars and clubs from financial losses due to liquor liability claims.
  • Assault & Battery

    Not all insurance policies provide coverage for both patron-on-patron violence and agent-on-patron incidents, but at RMS Hospitality Group, our program does. It’s extremely important to have both when you are in the hospitality business since an establishment can be sued by victims of violence both on the premises and off.Assault and battery coverage in our hospitality insurance program may cover bodily injury and property damage arising from certain violent acts and actions by security staff. Without specifically adding assault and battery insurance, your clients could find themselves with a costly gap in coverage.

About us

RMS Hospitality Group is the newest national insurance program of RMS Insurance Brokerage, LLC. With over 20 years’ experience, the New York-based insurance company provides insurance brokerage, consulting and insurance underwriting for its clients. RMS HG continues in the tradition of RMS; long known for its insurance expertise, well-trained and dedicated staff and commitment to excellence insurance.

Contact Us

Contact

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  • (516) 742-8585

Address

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100 Ring Road W 202
Garden City, NY 11530
United States

Business Hours

Mon:8:00 AM – 6:00 PM
Tue:8:00 AM – 6:00 PM
Wed:8:00 AM – 6:00 PM
Thu:8:00 AM – 6:00 PM
Fri:8:00 AM – 6:00 PM
Sat:Closed
Sun:Closed