RMS Hospitality Group

Insurance Agency in Garden City
100 Ring Road W 202, Garden City, NYOpening at 8:00 AMOpen today until 6:00 PMOpening at 8:00 AM on MondayOpening at 8:00 AM tomorrowSorry, we're closed
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Updates

Posted on Mar 18, 2019

One of the first reported nightclub tragedies in the United States was reported back in 1801 in Virginia when a meeting hall fire broke out, killing more than 70 people. Flash forward to today and tragedy is still striking with news of nightclub shootings and a steady stream of fights breaking ou...

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Posted on Mar 11, 2019

Cross-contamination from unsanitary practices in kitchens can be detrimental to any restaurant. From cafes to coffee shops, fast food to elegant dining, all food prep should avoid creating contamination in the kitchen. This can lead to foodborne illnesses which can cause even bigger issues for yo...

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Posted on Mar 4, 2019

In the restaurant industry, customers can end up sending a complaint about nearly anything. From cheese not being melted enough to proximity of their table to another table to food being brought out too slowly, diners hold a restaurant’s attention by their feedback. And with the advent of social ...

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Posted on Feb 27, 2019

Any restaurant, no matter the type of cuisine or theme, can become a hotbed of activity within a moment’s notice. From lunch rushes to big dinner parties, the busier the restaurant, the more possible it is for an injury to occur. But even if things have come to a halt, there’s always room for an ...

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Posted on Feb 24, 2019

When it comes to the hospitality industry, branding is everything. From coffee shops to corner cafes, hotels to nightlife destinations, branding can boost or backfire sales and clientele goals. Branding should be utilized by those in the hospitality industry to help get the word out of what servi...

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Posted on Feb 20, 2019

New Year’s Eve represents a great time for people to come together and celebrate a great year or to look forward to a new one. From private parties to big bashes, talking over resolutions or toasting to new beginnings, New Year’s Eve is different for everyone. But for bars and restaurants, the ho...

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Posted on Feb 17, 2019

Workplace injuries and illnesses within the restaurant industry can vary widely. From slips and falls to burns and cuts, there are many different reasons why someone on a restaurant staff would be compelled to claim workers’ compensation damages, a crucial part of any restaurant insurance program.

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Posted on Feb 13, 2019

For restaurants and cafes that want to run smoothly, having the right training program in place for new and seasoned employees is imperative. From understanding the need of the customers to knowing what to do during downtime or rough times, employees should be informed by great leadership to be p...

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Posted on Jan 25, 2019

Employee turnover in the hospitality industry poses a big risk for restaurants, cafes, hotels and the like who are looking to keep things running smoothly. Having a lack of employee retention causes big hiccups in daily tasks and puts companies at risk of not being able to fulfill their duties to...

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Services

Specialty Programs

  • Nightclubs

    When you are looking for liability insurance for your nightclub clients, not only do you want a solid product from a reliable carrier for this industry, you want an MGA that will collaborate with you to get submissions on target the first time.RMS Hospitality Group offers superior liability program insurance for nightclubs and other hospitality venues along with risk mitigation and claims services, including investigation assistance to weed out fraudulent claims.
  • Adult Nightclubs

    Adult nightclubs, sometimes called exotic clubs or gentlemen’s clubs, run the gamut from expensive venues with cover charges and valet parking to neighborhood bars with side entertainment. Depending on clientele, location, operating hours, security operations and other factors of each particular club, exposures to liability claims differ. You need an underwriter who is familiar with the wide range of club styles and hazards in this industry so your client can be placed quickly in a fairly priced hospitality insurance program.
  • Live Music Venue

    Live music clubs and other venues are rife with hazards not immediately perceptible to the average insurance agent. That’s why working with a specialist in the hospitality program insurance niche can save your clients more than just money – it can save them from financially disabling losses.RMS Hospitality Group offers superior liability program insurance for live music halls and clubs as well as other hospitality venues. We couple our products with risk mitigation and claims services, including investigation assistance to identify and shut down fraudulent claims. We provide commercial liability insurance for clubs with live music, dance floors, bars, food service, valet parking and all sorts of entertainment.
  • Lounges

    Getting away from the rat race or sealing a deal over drinks—tens of millions of people have taken a break from the fast pace of the workday or made an opportunity to meet new friends in American lounges. To create and sustain that relaxed atmosphere, your clients rely on solid insurance protection that doesn’t waste a lot of time or money on irrelevant coverages that just drive up price.RMS Hospitality Group provides excellent, targeted, specific program insurance designed for lounges. Our experts have years of experience in the hospitality industry, so your clients can trust that their account is being handled by pros who know this sector’s needs as well as its oddities. A commercial liability program insurance policy from RMS HG goes beyond the provisions of a standard business liability policy, offering coverage for lounges with light live music entertainment, cigar bars, hookah, and light food fare.
  • Sports Bar

    While fans get together to watch their favorite sports on wide-screen TVs and throw back a few drinks, bar owners and managers can enjoy the camaraderie instead of worrying about liability insurance claims. They can, that is, if they are carrying the right kind of business liability insurance.Yes, the rivalries can get heated and some of the calls could make anyone flip out, but with an RMS Hospitality Group insurance program for sports bars, policyholders get the double benefit of an excellent commercial liability insurance policy along with risk management and claims services, which include legal assistance when a claim is filed. We even offer an investigation service to help reveal false or unmerited claims.
  • Pubs and Taverns

    Whether it’s on the urban city block or the small-town main drag, the country’s pubs and taverns still serve as the nation’s after-work watering holes, building community and relationships. From a post-ballgame celebration to karaoke night, these gathering places welcome neighbors and strangers alike for food and relaxation.But how can pub and tavern owners and managers keep their hospitality face-forward while liability hazards loom over their shoulders at all times?The answer is a solid commercial liability insurance program like those offered by RMS Hospitality Group. Our program insurance for pubs and taverns addresses the standard liability concerns confronting this niche restaurant business. We additionally offer value-added services on risk management and claims to make prevention and recovery easier.
  • Franchise Select

    Franchise food is the fastest-growing segment of the restaurant industry, and dominates the rankings among the majority of new franchisors being formed in the fast-casual camp. RMS is poised to assist you in expanding your footprint in this space, excelling in delivering competitive and comprehensive insurance programs to the four primary categories of franchise food sector through our Franchise Select program: Family Style and Casual Dining, Fast Food, Quick Service Restaurants, and Restaurants with Liquor.

Coverages

  • General Liability

    Tired of hunting for an underwriter who understands your clientele and can process your application quickly and competently? Look no further.RMS Hospitality Group specializes in the hospitality niche, offering responsive service, speedy turnaround and intelligent submissions. We spend the time to help you understand what information we need to get a fully completed application, and we work with you on special situations to get the best placement for your clients.
  • Products Completed Operations

    They’ve been fed and served well, but hours or a day later a patron has a reaction to something they consumed at your client’s establishment. Depending on the event, a costly claim for food poisoning or any number of other completed operations could occur. If your hospitality program insurance hasn’t been designed comprehensively, your client could have a painful coverage gap.
  • Liquor Liability

    Alcohol-related lawsuits typically are associated with serious injury or death. These can be very difficult cases, and jurors are often susceptible to subconscious emotional responses to alcohol-related accidents, especially those involving drunk driving.Public awareness over drinking and driving has not translated into a large decline in incidents, and claims against businesses that serve alcohol haven’t decreased meaningfully since the initiation of anti-drunk driving campaigns. Victims or their survivors tend to look to the establishment that served the alcohol for answers or compensation when a loss occurs. A hospitality insurance program from RMS Hospitality Group can help protect restaurants, bars and clubs from financial losses due to liquor liability claims.
  • Assault & Battery

    Not all insurance policies provide coverage for both patron-on-patron violence and agent-on-patron incidents, but at RMS Hospitality Group, our program does. It’s extremely important to have both when you are in the hospitality business since an establishment can be sued by victims of violence both on the premises and off.Assault and battery coverage in our hospitality insurance program may cover bodily injury and property damage arising from certain violent acts and actions by security staff. Without specifically adding assault and battery insurance, your clients could find themselves with a costly gap in coverage.

About us

RMS Hospitality Group is the newest national insurance program of RMS Insurance Brokerage, LLC. With over 20 years’ experience, the New York-based insurance company provides insurance brokerage, consulting and insurance underwriting for its clients. RMS HG continues in the tradition of RMS; long known for its insurance expertise, well-trained and dedicated staff and commitment to excellence insurance.

Contact Us

Contact

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  • (516) 742-8585

Address

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100 Ring Road W 202
Garden City, NY 11530
United States

Business Hours

Mon:8:00 AM – 6:00 PM
Tue:8:00 AM – 6:00 PM
Wed:8:00 AM – 6:00 PM
Thu:8:00 AM – 6:00 PM
Fri:8:00 AM – 6:00 PM
Sat:Closed
Sun:Closed